Why You Shouldn’t Skip the Home Inspection When Buying a House
You’ve found the house—the one you can already see yourself living in. It’s exciting, and in today’s competitive market, you may feel pressure to move quickly. But before you race to closing, don’t overlook one crucial step: the home inspection.
Even if everything looks perfect during your tour, skipping the inspection could cost you more than just peace of mind—it could cost you thousands in surprise repairs. Here’s why it’s a step worth taking.
What Is a Home Inspection?
A home inspection is a professional assessment of the home’s condition, typically done after your offer is accepted but before closing. An inspector examines the major systems and components of the home—roof, foundation, HVAC, plumbing, electrical, and more—to spot issues that might not be visible to the untrained eye. Requirements and specifics vary by state, but the goal is the same: to protect you from unwanted surprises.
Why a Home Inspection Is a Smart Move
✅ Uncovers Hidden Problems
Even if a home looks great on the surface, there may be underlying issues that only a trained inspector can catch. Getting an inspection gives you clarity on what to expect—and potentially what to budget for.
✅ Gives You Negotiation Power
If problems are uncovered, your agent can help you negotiate with the seller—whether it’s asking for repairs, a price reduction, or closing credits. An inspection can open the door for important conversations before you finalize the purchase.
✅ Provides Peace of Mind
Buying a home is a big deal, and often an emotional journey. Having a professional confirm the home is in solid shape helps you move forward with confidence.
As the National Association of Realtors (NAR) says:
“Failure to obtain a home inspection could potentially cost you a great deal of money and hassles in the long run.”
Should You Ever Waive a Home Inspection?
In today’s fast-paced real estate market, nearly 1 in 4 buyers are waiving inspection contingencies to make their offer more appealing. But Realtor.com cautions:
“If you’re in a hot real estate market where homes are getting multiple offers, there might be a temptation to skip an inspection. However, waiving a home inspection comes with sizable risks.”
Waiving an inspection might help your offer stand out—but it could also leave you vulnerable to costly repairs down the road. There are safer ways to sweeten your offer, like offering flexible terms or increasing your earnest money deposit. Always consult with your agent before deciding to remove this important contingency.
Bottom Line
A home inspection isn’t just a formality—it’s a smart investment in your future. While the idea of moving quickly may be tempting, skipping the inspection could leave you with regret (and unexpected bills). Talk to your agent about how to craft a strong, competitive offer without waiving this important step.
If you could ask a home inspector one question before buying, what would it be? Let your agent know—it might just help you make the most informed decision.